Birmingham bakery school expands

first_imgLoaf Cookery School has moved into larger premises to open up a new bakery and cope with the growing demand for its bread-making courses.The social enterprise business is now based in a larger premises on Pershore Road in Stirchley, which includes a new community bakery running five days a week and employing three members of staff, who help to make and sell breads such as sourdoughs, focaccias and ciabattas.Loaf Cookery School’s new premises have been financed by Everards, the business’ landlord and a family brewery based in Leicester, which has invested £300,000 into purchasing the site and its refurbishment.To fund the equipment, Loaf Cookery School said it arranged a ‘bread bonds’ deal, whereby the business asked 25 people to invest £1,000, which they get back after three years, along with a 6% interest rate paid in bread loaves rather than cash.Tom Baker, founder of the Loaf Cookery School, told British Baker: “I started the cookery school back in November 2009 from my home, but I always wanted to have somewhere purpose-built to run the courses. It seemed ideal doing this as we have been really successful over the past three years and have sold out of our courses for two years solid.“I used to bake one day a week at home, but we now run the new bakery five days a week on the local high street. The bakery was a really small part of what I was doing before, especially in terms of income, because when you’re baking at home in a domestic oven, the scale is so tiny and I was only producing 50 loaves a week. So you don’t really make any money at that point.”He added that the bakery is now starting to equal the cookery school in terms of turnover, making up to 800 loaves a week.As a result of the move, Loaf Cookery School has managed to double its capacity in terms of the number of courses it offers and how many people it can take on. This includes its bakery training, mainly targeted at amateur bakers wanting to make bread at home or setting up microbakeries, including an introductory bread-making course and a dedicated sourdough course.The business also offers additional cookery-focused training, such as butchery, fishmongery, wild food foraging and preserving.“Being a social enterprise and being in Stirchley, we see that as being a big part of our social purpose because it’s a bit of a dead high street and it’s desperate for a bit of rejuvination,” said Baker. “We see ourselves being part of the regeneration of the area by getting people down to buy our bread and creating a bit of footfall.”last_img read more

Cottonseed Oil

first_imgResearchers at the University of Georgia have found that a high-fat diet enriched with cottonseed oil drastically improved cholesterol profiles in young adult men.The researchers conducted a five-day outpatient feeding trial of 15 healthy, normal-weight men to test the effects of diets enriched with cottonseed oil and olive oil on lipid profiles.Participants showed significant reductions in cholesterol and triglycerides in the cottonseed oil trial compared to minimal changes on the olive-oil-enriched diet.The results appear in the scientific journal Nutrition Research.“One of the reasons these results were so surprising is because of the magnitude of change observed with the cottonseed oil diet,” said Jamie Cooper, an associate professor in the UGA College of Family and Consumer Sciences (FACS) Department of Foods and Nutrition and the corresponding author of the journal article. “To see this amount of change in such a short period of time is exciting.”The subjects, all healthy men between the ages of 18 and 45, were given high-fat meals for five days in two separate, tightly controlled trials, the only difference being the use of either cottonseed oil or olive oil in the meals.Participants showed an average decrease of 8 percent in total cholesterol on the cottonseed oil diet, along with a 15 percent decrease in low-density lipoprotein, or LDL (the “bad” cholesterol), and a 30 percent decrease in triglycerides.This diet also increased high-density lipoproteins, or HDL (the “good” cholesterol), by 8 percent.Researchers suggested a fatty acid unique to cottonseed oil, dihydrosterculic acid, may help prevent the accumulation of triglycerides, a type of fat, in the body.“By doing that, it pushes the body to burn more of that fat because it can’t store it properly, so you have less lipid and cholesterol accumulation,” Cooper said.That mechanism, in addition to the high polyunsatured fat and omega-6 content of cottonseed oil, seems to be a key component to the beneficial effects on lipid profiles, Cooper said.Researchers plan to expand the study to include older adults with high cholesterol as well as a longer feeding intervention.Additional authors are Kristine R. Polley from the College of Family and Consumer Sciences and Natalie J. Oswell, Ronald B. Pegg and Chad M. Paton from the College of Agricultural and Environmental Sciences Department of Food Science and Technology.Paton also serves an assistant professor within the FACS Department of Foods and Nutrition.The study was supported by Cotton Incorporated, the Augusta University/UGA Medical Partnership, and the UGA Clinical and Translational Research Unit.The journal article can be viewed at read more

Organic Entrepreneurship

first_imgBalancing academic coursework with a job is a challenge many University of Georgia students face, but for students in the new Organic Horticulture Entrepreneurship class, their classwork is both academic and economic.This semester is also harvest season for the four horticulture students in the class, who are gaining experience planning, planting and marketing crops through a weekly student farmers market.Taught by Associate Professor David Berle and Professor Tim Coolong in the Department of Horticulture, the new course in the College of Agricultural and Environmental Sciences (CAES) allows students to learn the process of growing their own produce and build the interpersonal communication skills necessary sell their crops.Every Thursday from 4:30 to 6 p.m., the students load up tables at UGArden with the crops they’ve grown during the semester — leafy mounds of lettuce, kale, turnip greens and bok choy, as well as radishes, turnips and teas made from herbs they’ve grown — and sell their wares to the public. Customers are able to buy field-fresh produce and the students practice educating members of the Athens community about the process of organic farming.The class, which is being taught for the second time this semester, was created after Berle, who focuses on organic horticulture, and Coolong, a vegetable specialist, were approached by a donor interested in supporting the development of an immersive course addressing both sustainability and entrepreneurship.Part of the donor funding goes to compensate Sarah Rucker, assistant farm manager for the UGArden. “(Rucker) is the one who helps coach the students and manage the farmer’s market,” Berle said. Through her role in the course, Rucker essentially serves as a teaching assistant for the course by answering any questions the students may have about their crops, best practices and marketing techniques.The UGArden herb program that is part of the class also was awarded an Experiential Learning Innovation Grant, a program of the UGA Office of the Vice President for Instruction, which provides funding to faculty who want to update or create a new course design for experiential learning.As the course progresses, Berle continually makes adjustments to give students the best opportunities to gain experience in both growing and selling organic produce.One tweak is the way students sell their produce. During the first semester the course was offered, students were selling primarily to university vendors such as UGA Dining Services and the University of Georgia Center for Continuing Education & Hotel. But after realizing that students were missing out on face-to-face interaction with customers, Berle and Coolong created a weekly farmer’s market at UGArden so students could experience how to communicate and interact directly with consumers rather than just delivering to vendors.Students in the course are grateful for the opportunity to give back to the Athens community by providing fresh produce while learning what it takes to be an entrepreneur in the organic horticulture industry.“I am probably out here (in the garden) for four or five hours every day,” stated Sarah Kate Duncan, a senior horticulture major who is taking the course. “But it is totally worth it … Some of my favorite things to grow are turnip greens, different types of lettuces, fresh cut flowers and herbs.”Erica Head, works as the student assistant herb manager for UGArden. Though she is not in the entrepreneurship class, she has been connected to the UGArden herb program since taking a freshman Odyssey seminar with Berle.“I see the whole process from beginning to end: I seed the plants, I put them in the field, I dry and process them into teas. I like seeing people enjoy the teas and telling them about their medicinal effects,” Head said. “It’s also really good to see the other students selling the crops they have worked hard on all semester.”Chris Rhodes, director of industry partnerships at CAES, explains that industry leaders are looking for graduates with the creativity, communication and problem-solving skills that students in this course are gaining.“There is no substitute for running a business to learn how to run a business,” Rhodes stated. Through his role in the college, Rhodes wants to ensure that every student has the confidence to recognize a path they want to achieve and then to be connected to resources to ensure success after their time at UGA.Student-grown produce from the course will be available through the weekly farmers market until Thanksgiving. For more information on this course and other experiential learning opportunities available at CAES, visit read more

Verizon to sell Vermont, NH, Maine land line business

first_imgVERIZONS ONLINE NEWS CENTER:Verizon news releases, executive speeches and biographies, media contacts, highquality video and images, and other information are available at Verizons News Center on the World Wide Web at is external).  To receive news releases by e-mail, visit theNews Center and register for customized automatic delivery ofVerizon news releases. Verizon and FairPoint Agree to Merge VerizonsWireline Businesses in Maine, New Hampshire and VermontWith Current Operations of FairPoint About FairPointFairPoint is a leading provider of communications services torural communities across the country. Incorporated in 1991, FairPoints mission is to acquire and operatetelecommunications companies that set the standard of excellence for thedelivery of service to rural communities. Today, FairPoint owns and operates 31 local exchange companies locatedin 18 states offering an array of services, including local and long distancevoice, data, Internet and broadband offerings. Building on Verizons Operating Strength FairPoint is a leading provider ofcommunications services to rural communities. Its commitment to quality customer service was a key factor in ourdecision to enter into this transaction with FairPoint, Verizons Ruesterholzsaid.  We know that FairPoint has a deepunderstanding of the local phone business and a determination to build on Verizonsoperating strength in this region.FairPointsJohnson said, This is a value-creating event for multiple parties.  Customers, employees and shareholders willall benefit from the transaction.We are preparedto make additional investments in the state networks to maintain and improvethe highly reliable, state-of-the-art networks in the three states, hecontinued.  We are confident that ourexperience as a major operator will enable us to provide outstanding serviceand innovative products for our new customers.  FairPoints established expertise inoperating telephone properties in rural areas will now be leveraged in the new Maine, New Hampshire and Vermont markets.A Verizontransition team will work with FairPoint in the coming months to ensurecustomer accounts, billing information, and other assets from the operationsare successfully transferred to FairPoint and that the transition is seamlessfor customers and employees.Verizon wasadvised in the transaction by Merrill Lynch & Co.  Lehman Brothers acted as FairPoints leadfinancial adviser in this transaction. Deutsche Bank Securities and Morgan Stanley also acted as advisers toFairPoint. NEWS RELEASE v104247 Steve Marcus 5 9 2007-01-15T20:25:00Z 2007-01-16T03:23:00Z 2007-01-16T05:30:00Z 1 2063 11761 Verizon 98 27 13797 10.2625 Print MicrosoftInternetExplorer4st1\:*{behavior:url(#ieooui) } /* Style Definitions */ table.MsoNormalTable {mso-style-name:”Table Normal”; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:””; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:”Times New Roman”;}January 16, 2007 This press release may contain forward-lookingstatements by FairPoint that are not based on historical fact, including,without limitation, statements containing the words expects, anticipates,intends, plans, believes, seeks, estimates and similar expressionsand statements related to potential cost savings and synergies expected to berealized in the merger. Because these forward-looking statements involve knownand unknown risks and uncertainties, there are important factors that couldcause actual results, events or developments to differ materially from thoseexpressed or implied by these forward-looking statements. Such factors includethose risks described from time to time in FairPoints filings with theSecurities and Exchange Commission, including, without limitation, the risksdescribed in FairPoints most recent Annual Report on Form 10-K on file withthe Securities and Exchange Commission. These factors should be considered carefully and readers are cautionednot to place undue reliance on such forward-looking statements.  All information is current as of the datethis press release is issued, and FairPoint undertakes no duty to update thisinformation.  Source: FairPointCommunications, Inc., is external). IncreasedEmployment and Broadband AvailabilityApproximately 3,000 Verizoncompany employees — those who support primarily the local phone business thatis spun off — will continue employment with FairPoint after the merger.  Approximately 300 Verizon company employeesin Maine, New Hampshire and Vermont who provide national orregional support services will remain with the Verizon company that currentlyemploys them.FairPoint andVerizon will provide a smooth transition for employees.  FairPoint will honor the union labor agreementsin these states and expects to work constructively with union leaders.  Subsequent to the merger, FairPoint expectsto add approximately 600 positions to the current employee base serving thethree states.  FairPointwill also strengthen the local operational presence and create new localservice centers to deliver industry-leading customer service.Additionally, FairPoint plans to significantly increasebroadband availability in the region within the first 12 months after themerger is completed.Our goal at FairPoint is to respond to customers, and wewill have sufficient scale to continue to offer enhanced services on a robustnetwork platform, said Johnson.  Thatmeans we can deliver a broader range of communications products and services.The transaction is targeted tobe completed within the next 12 months.  Itrequires approval from FairPoint stockholders, certain state and federalregulatory approvals, and satisfaction of other customary closing conditions. About VerizonVerizon Communications Inc.(NYSE: VZ), a New York-based Dow 30 company, is a leader in deliveringbroadband and other wireline and wireless communication innovations to massmarket, business, government and wholesale customers.  Verizon Wirelessoperates America’s most reliable wireless network, serving nearly 57million customers nationwide.  Verizon’s Wireline operations includeVerizon Business, which operates one of the most expansive wholly-owned globalIP networks, and Verizon Telecom, which is deploying the nation’s most advancedfiber-optic network to deliver the benefits of converged communications,information and entertainment services to customers.  For moreinformation, visit is external). FairPoint to Add Jobs, Provide Seamless Transition for CurrentEmployees and Invest in Increased Broadband Access for Consumers in Northern New England TransactionDetails, Tax-Free DistributionVerizons local exchange and related business assets in Maine, New Hampshire and Vermont will be transferredto entities owned by a newly organized, wholly owned subsidiary ofVerizon.  This new subsidiary will incur$1.7 billion of newly issued debt and will then be spun off to Verizonsstockholders and immediately merged with and into FairPoint.When the merger iscompleted, the companies conducting the Maine, New Hampshire and Vermont telephone and relatedbusiness operations will be subsidiaries of FairPoint.  The combined business will be managed byFairPoints executive team.Upon the closing ofthe transaction, Verizon stockholders will own approximately60 percent of the new company, and FairPoint stockholders will ownapproximately 40 percent.  In connectionwith the merger, Verizon stockholders will receive one share of FairPoint stockfor approximately every 55 shares of Verizon stock held as of the recorddate.  Both the spin-off and merger areexpected to qualify as tax-free transactions, except to the extent that cash ispaid to Verizon stockholders in lieu of fractional shares.Verizon Communicationswill not own any shares in FairPoint after the merger.The total value to bereceived by Verizon and its stockholders in exchange for these operations willbe approximately $2.715 billion.  Verizonstockholders will receive approximately $1.015 billion of FairPoint commonstock in the merger, based upon FairPoints recent stock price and the terms ofthe merger agreement.  Verizon willreceive $1.7 billion in value through a combination of cash distributions toVerizon and debt securities issued to Verizon prior to the spin-off.  Verizon may exchange these newly issued debtsecurities for certain debt that was previously issued by Verizon, which wouldhave the effect of reducing Verizons then-outstanding debt on its balancesheet.The transactionincludes Verizons switched and special access lines in the three states, aswell as its Internet service, enterprise voice CPE (customer premisesequipment) accounts, and long-distance voice and private line customer accounts(for customer private lines with beginning and ending points within the threestates) that Verizon served in the region before the 2006 merger with MCI, Inc.  The transaction does not include theservices, offerings or assets of Verizon Wireless, Verizon Business (formerMCI), Federal Network Systems LLC, Verizon Network Integration Corp., VerizonGlobal Networks Inc., Verizon Federal Inc. or any other Verizon businesses inthese states.FairPoint expects that the transaction will be accretive tofree cash flow of FairPoint upon completion of the transition, and it expectsthat its current annual dividend of $1.59 per share will continue unchangedfollowing the closing.  All owners of FairPoint shares on dividend record datesafter the merger is completed, including Verizon stockholders who will have receivedFairPoint shares in this transaction, will be eligible to receive declareddividends.FairPoints management anticipates that the merged companywill be able to generate improved operational performance through managementfocus, local/regional marketing and customer service initiatives, and futuredevelopment of innovative technology and processes. — Verizon to Spin Off These Wireline Businesses Priorto Merger — NEW YORK Verizon Communications Inc. (NYSE: VZ) and FairPointCommunications, Inc. (NYSE: FRP) today announced definitive agreementsthat will result in Verizon establishing a separate entity for its localexchange and related business assets in Maine, New Hampshire and Vermont, spinningoff that new entity to Verizons stockholders, and merging it with and intoFairPoint.FairPoint, basedin Charlotte, N.C.,is a telecommunications provider with 31 local exchange companies in 18 states,serving the unique needs of customers in rural and small urban markets.  FairPoint provides an array of services,including local and long-distance voice, data, Internet and broadband.Verizons Maine,New Hampshire and Vermont properties serve approximately1.5 million access lines, approximately 180,000 DSL customers and approximately600,000 long-distance customers (as of Sept. 30, 2006).We believe thistransaction will create an opportunity for further investment in Maine,New Hampshire and Vermont,strengthen the regions economy by creating jobs and improve service tocustomers through capital investment, said Gene Johnson, chairman and CEO ofFairPoint.  At the same time, we haveaccelerated FairPoints growth through a single transaction, creating a muchlarger company with increased financial strength and flexibility that willcontinue to focus on maximizing value for investors.VirginiaRuesterholz, president of Verizon Telecom, said, This deal is great forconsumers.  They can count on continuedtop service from the new company that will have a focus on northern New England.  The transactionalso ensures the fair and equitable treatment of employees in these New England states, who have performed outstanding work for ourcustomers for many years.In our view, Ruesterholzadded, this agreement provides a fair value for this property and allowsVerizon to focus more intently on operations in other markets.  It shows how Verizoncontinually looks for creative and attractive ways to add value for ourshareholders. FairPoint intends to file aregistration statement, including a proxy statement, and other materials withthe Securities and Exchange Commission (SEC) in connection with the proposedmerger.  We urge investors to read thesedocuments when they become available because they will contain important information.  Investors will be able to obtain copies of theregistration statement and proxy statement, as well as other filed documentscontaining information about FairPoint and the merger, at is external), the SECs website, or at is external), when they are available.  Investors may also obtain free copies ofthese documents and the Companys SEC filings at is external) under the Investor Relations section, orby written request to FairPoint Communications, Inc., 521 E. Morehead Street, Suite 250, Charlotte,last_img read more

March 15, 2005 News and Notes

first_imgMarch 15, 2005 News and Notes March 15, 2005 News & Notes News and Notes Frederick W. Leonhardt of GrayRobinson in Orlando was recently appointed to serve as chair of Enterprise Florida’s Governance & Nominations Agenda Group. Gregory C. Yadley of Shumaker, Loop & Kendrick in Tampa was recently named the winner of the 2004 Parke Wright III Award. James A. Lussier of Mateer Harbert in Orlando was recently elected president of the Orlando Visual Artists’ League, Inc. Matthew S. Nelles of Ruden McClosky in Ft. Lauderdale was elected secretary of the Intellectual Property Law Association of Florida. A. Hamilton Cooke of Cooke & Meux in Jacksonville served as the 2004 moderator of the Presbytery of St. Augustine. Gary Resnick of Weiss, Serota, Pastoriza, Guedes, Cole & Boniske, P.A., was appointed to serve on the 2005 Information Technology and Communications Policy and Advocacy Steering Committee for the National League of Cities. Brian S. Dranoff and Alexander E. Barthet of The Barthet Firm in Miami recently co-wrote an article titled, “Payment Bond Payout: The Forty-Five Day Countdown.” The article was published in the winter 2005 issue of The Construction Lawyer. John R. Hart of Carlton Fields in West Palm Beach participated as a member of faculty at the Florida Foreclosure and Related Bankruptcy and Title Issues seminar. Gary Saslaw of Aventura was recognized by the American Heart Association with an Award for Meritorious Achievement. Wendy F. Lumish of Carlton Fields in Miami was elected to fellowship in the American Academy of Appellate Lawyers. Ervin Gonzalez was a featured speaker at the, “Taking and Defending Depositions” legal seminar presented by Lorman Educational Services. Ramon A. Abadin of Miami was elected president of the Cuban American Bar Foundation and is the immediate past president of Cuban American Bar Association. Greg Snell of Snell Legal in Ormond Beach spoke to the Flagler County Medical Association on the topic physician liability. Michael J. Vitoria of GrayRobinson in Tampa was selected as a Florida delegate to the ABA Young Lawyers Division Assembly mid-year meeting. Alan M. Aronson of Rosenthal & Levy in West Palm Beach served as a faculty member of the National Business Institute. Aronson taught the seminar, “Workers’ Compensation Hearings in Florida: Techniques and Strategies.” Tommy Boroughs of Holland & Knight in Orlando was re-elected for a second, one-year term as president of the board of directors of Orlando Utilities Corporation. Robin Rosenberg of ARC Mediation and Truce Technologies in West Palm Beach recently addressed the Florida Academy of Professional Mediators at its Advanced Mediation Training Seminar. Rosenberg spoke on, “Emerging Technologies for Mediators.” Samuel King of Dellecker, Wilson, King, McKenna & Ruffier served as a faculty presenter at the Law Education Institute’s 2005 national CLE conference. His topic was “A Lawyer’s View of the Insurance Industry: An Overview of its Inner Workings.” Brian O’Neill of Ulmer & Berne in Cleveland was named to the BTI Client Service All-Star Team for exceptional client service performance. Dana J. McElroy of Gordon Hargrove & James, P.A, in Ft. Lauderdale was recently appointed to the Board of Trustees of the First Amendment Foundation. Douglas M. McIntosh of McIntosh, Sawran, Peltz, Cartaya & Petruccelli recently received Ft. Lauderdale-based Nova Southeastern University’s the 2004 Distinguished Alumni Achievement Award. Richard C. McFarlain of McFarlain & Cassedy in Tallahassee was recently appointed by Gov. Jeb Bush to the Florida State University Board of Trustees. Jorge M. Abril was a featured speaker at the National Business Institute Seminar, “Boost Your Bottom Line: Your Guide to Effective Debt Collection in Florida.” Abril was also a featured speaker at the Effective Medical Collections in Florida seminar. Abril’s topics included managed care litigation, collecting from the uninsured, and aggregate health care lawsuits. Beatrice Butchko of Kirkpatrick & Lockhart Nicholson Graham in Miami was nominated by Gov. Jeb Bush to serve on the board of directors of Prison Rehabilitative Industries and Development Enterprises. Amy D. Ronner of St. Thomas University School of Law published Homophobia and the Law (American Psychological Association, 2005). Additionally, Ronner published, “Voiceless Billy Budd: Melville’s Tribute to the Sixth Amendment” in 41 California Western Law Review 103 (2004). Ronald A. Christaldi of de la Parte & Gilbert in Tampa was appointed to the Executive Committee for the Tampa Bay Business Committee for the Arts. Joe Adams of Becker & Poliakoff was elected chair of the Florida Advisory Council on Condominiums. Doug Halsey and Bill Walker of White & Case were honored by Foster Care Review in Miami-Dade County. W. Michael Brinkley of Brinkley, McNerney, Morgan, Solomon & Tatum in Ft. Lauderdale was selected to sit on the Steering Committee of both the Downtown Council and the Beach Council, and was also elected chair-elect of the Beach Council Steering Committee for 2005. Thomas O. Wells of Berger Singerman in Miami was a featured speaker to the Greater Miami Tax Institute. Wells spoke on the sale of personal goodwill, including the financial and tax benefits, and new Code Section 409A, which contains recently passed rules for non-qualified deferred compensation plans. Margaret Ioannides of Austin, TX and Jacksonville presented a lecture titled, “Post-Graduation Immigration Options for International Students” to the international students and scholars at the University of Florida, University of North Florida, and Jacksonville University. Casey Wolff of Paulich, Slack & Wolff in Naples presented, “Securing a U.S. Visa (or Green Card) via Business Acquisition” at the SW Florida Business Brokers Association Educational Conference. Deborah Martohue of Hayes & Martohue, P.A., in St. Petersburg was appointed to The 2025 Florida Transportation Plan Steering Committee to represent the Florida League of Cities. H. Scott Fingerhut of Miami was appointed to the board of directors for both Legal Services of Greater Miami and the South Florida Mental Health Association. Joe Englander of Malin, Haley & DiMaggio in Ft. Lauderdale lectured at American Intercontinental University on trademark rights and prosecution practice. Englander also lectured at the university’s Cultural Friday program. Eric A. Gordon and Harry Turk of Arnstein & Lehr in Boca Raton presented an employment law and human resources luncheon seminar in Boca Raton. The seminar was titled, “The New FLSA Overtime Regulations – Resolve to Comply in 2005.” Robert B. Judd of Gunster, Yoakley & Stewart in Ft. Lauderdale was appointed for a five-year term to the board of directors of the Community Foundation of Broward. Jonathan T. Levy of Rosenthal & Levy in West Palm Beach was elected to a two-year term on the board of directors of the Palm Beach County Trial Lawyers Association. Lisa D. Taylor of St. John & Wayne was named “2004 Outstanding Physician Practice Lawyer” by Nightingale’s Healthcare News. Jack A. Weiss of Fowler White Boggs Banker in St. Petersburg was elected to the board of directors of The Suncoast Tiger Bay Club. Jonathan S. Coleman of Johnson, Pope, Bokor, Ruppel & Burns in Tampa has published, “Congressional Protectionism and the Securities Industry” in Vol. 32 of the Securities Regulation Law Journal (Winter 2004). R. Terry Rigsby of Carlton Fields in Tallahassee was named vice chair of the Florida Board of Bar Examiners. David Pratt of Pratt & Bucher in Boca Raton spoke at the Seventh Annual Estate, Tax, Legal & Financial Planning Seminar given by the All Children’s Hospital in St. Petersburg. His topic was, “The Anatomy of the New Federal Gift Tax Return, Including A Review of the Gift Tax Statute of Limitations, Gift Splitting Provisions and Proposed Regulations Regarding the Election Out of the Generation-Skipping Transfer Tax Exemption.” Andrew C. Greenberg of Carlton Fields in Tampa was elected to the American Law Institute.last_img read more

Suffolk County Photo Contest Announced

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Shutterbugs, start your cameras!Suffolk County announced Thursday a photo contest in which the winner—whoever takes the picture that gets the most likes on the county executive’s Facebook page—wins a new digital camera.“Capture that uniqueness and beauty of Suffolk County and share it,” said Suffolk County Executive Steve Bellone, who dubbed the contest #SuffolkSnapshot.Photographers are encouraged to take pictures of county parks, landmarks, downtowns or anything else that conveys “the beauty, history and/or spirit of Suffolk County.”The first place prize is a Canon PowerShot SX280 HS digital camera valued at more than $200. Second place wins a $100 gift certificate to Blend Wine & Tapas in Hauppauge and third place takes home Mets memorabilia.Contestants can email their photos to [email protected] by Sept. 14, when the images will be posted on Winners will be determined by how many “Likes” each photo receives on that page. Voting runs through Sept. 28 and the winners will be announced on Sept. 29.County employees, contractors, their employees and employees’ families are not eligible. For official contest rules and entry information, visit read more

Help members stay safe at hotels

first_imgAs consumers get ready to take their summer vacations, chances are they’re booking a hotel stay (or two). During this time of year, it’s important credit unions take note of the potential fraud threat that comes from consumers’ hotel visits.Fraudsters increasingly set their sights on hotels. In 2015, several major hotel chains were breached including Hilton Worldwide, Trump Hotels, Hyatt Hotels and Starwood Hotels. Already this year, Trump Hotels experienced a second breach. To fraudsters, these locations are valuable targets due to their often affluent guest lists. These types of guests tend to travel frequently and have higher credit limits, thus making their credit card and personal information quite appealing.Interestingly, fraudsters are not targeting hotel reservation systems. They are instead hitting up point-of-sale locations at hotels’ gift shops, restaurants and bars. To gain access to these systems, fraudsters typically use malware—malicious software that gathers sensitive information.Malware attacks are a multi-step process requiring the potential victim’s interaction. Fraudsters spread malware by emailing consumers with a request to click on a specific link. Although this link often leads to a seemingly legitimate pop-up window, it is actually installing software with the ability to retrieve information such as passwords and credit card numbers.While it is up to hotels to ensure proper security measures are in place to protect their members’ payment card information, there are a number of measures consumers can take to help keep themselves safe when traveling. Credit unions should advise consumers to do the following:Scrutinize bills for fraudulent charges. Reviewing credit card statements immediately upon receipt helps consumers identify fraudulent transactions right away.Use hotel WiFi cautiously. Hotel computer systems aren’t the only places vulnerable to malware and phishing attempts. Fraudsters may attempt to access consumers’ sensitive information by hacking into their systems through WiFi. Consumers should watch out for suspicious links and unfamiliar email senders.Practice safe behaviors at ATMs. Any ATM, regardless of its location, may be at risk of compromise. Consumers should select ATMs in safe, public areas or their hotel lobbies. They should also be on the lookout for suspicious stickers, decals and wires popping out that may indicate the presence of skimming devices.Keep cards in a secure location. Consumers should tuck their cards close to their bodies either in a front pocket, money belt or closed bag. It is also a good idea to keep at least one card in a separate location. This can mean splitting cards up among family members or tucking one card in a separate pocket or room safe.Consider sharing your plans with your credit union. Credit unions with a rough idea of their consumers’ travel itinerary can better differentiate legitimate transactions from those that aren’t. Consumers can also take advantage of controls and alerts their credit union may have set up to notify them of potential fraudulent transactions.Data breaches and card fraud can quickly put a damper on summer vacations. Credit unions advising their consumers on safe practices when traveling can help keep vacations stress-free –and even build a little extra loyalty along the way. 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Ashley Town Ashely Town is Director of Fraud Services for CO-OP Financial Services (, a provider of payments and financial technology to credit unions. She can be reached at ashley…. Web: Detailslast_img read more

Like Google, ‘Venmo’ now a Verb

first_imgIn a world where financial innovations like credit cards and ATMs catch on gradually, Venmo is a phenomenon, embraced enthusiastically by the millennial social media crowd. It has quickly entered mainstream vocabulary. People who say, “I’ll Google it,” now also say, “I’ll Venmo you the money,” notes Peter Olynick, senior practice lead for retail banking at NTT DATA Consulting Inc., Plano, Texas.Monthly transaction value now exceeds $2 billion, according to Venmo spokesman Josh Criscoe. Venmo won’t reveal the number of transactions or average transaction size, but since most payments are small (minimum is 1 cent; typical size is a share of a meal, pizza or beer order), that’s a lot of transactions.“The money moves very quickly from one Venmo account to another,” Olynick explains, where it often sits for hours or days. “And it’s a very clean user experience. You can move funds … on Venmo with five clicks. If you want to get the money out of Venmo, you have to transfer it to a traditional financial institution, which takes time.”Indeed, Venmo users’ screens show funds moving from a payer’s Venmo account to a payee’s Venmo account in real time. Funds  typically settle overnight, faster for Wells Fargo customers due to a special deal. 19SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Behind a desk all day? 4 ways to stay healthy while sitting

first_imgProper posture pleaseStart paying closer attention to your habits and the positions you’re in throughout the day while behind your desk. Are you slouching and squinting at your screen, or sitting up with your monitor in the proper place? Check out these tips for a comfortable workspace and how to follow “office ergonomics.”Take a standJust because the majority of your work takes place behind a desk doesn’t mean you have to sit from 9-5. Check out a computer stand that will take your desk to new heights. Alternating from a sitting position to standing upright can significantly impact not only your posture and physical health, but also your demeanor and energy level.Leave at lunchYou may be tempted to work through lunch and eat while sitting at your desk, but opt outside. Use your break wisely and stretch your legs and get some Vitamin D. Even if you don’t have time to hit the gym, take a walk outdoors and give yourself a mental break.Purchase a pedometerJump on the Fitbit trend and start counting those steps! That way you’ll be paying closer attention to your physical activity when you’re away from your desk. Studies have found that professionals who are mostly sedentary benefit greatly from pedometers and see an increase in physical activity. 87SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendy Moody Wendy Moody is a Senior Editor with Wendy works with the editorial team to help edit the content including current news, press releases, jobs and events. She keeps … Web: Detailslast_img read more