Load remaining images Bloomington, Indiana’s own The Main Squeeze came to Boulder, Colorado to celebrate the release of their new album Without A Sound. The band came strapped with new tricks, ultimately throwing down one of the most energetically lifting shows of 2017 at the Fox Theatre to date.The Fox was packed shoulder-to-shoulder on this snowy Friday night to seek out the hype about what is undoubtedly one of the most talked-about, up-and-coming bands in the scene right now. Right out of the starting gates, the band played “One,” “Sweat,” and “405” off the just-released Without A Sound, and the one-two-punch got the nearly packed-to-capacity crowd attentively on their feet.Read More About Without A Sound In This Exclusive Interview With Guitarist Max NewmanAfter giving us a sweet taste of their newest material, the band hopped into Main Squeeze classics “Ebaneezer,” “I’ll Take Another,” “WWC,” and “Dr. Funk,” then brilliantly decided to close the set with two more new tunes, “Get At Me” and “Only Time.” Lead singer Corey Frye’s vocals and lyrics provided such a soulful and powerful structure to work with, while guitarist Max Newman took full advantage of this strength by absolutely annihilating his guitar solos.Along with keyboardist Ben “Smiley” Silverstein, bassist Rob Walker, and the man on the skins Reuben Gingrich, the Main Squeeze walked back out onto the stage for an unexpected and extended encore.Before returning to the music, the band made sure to thank all of their Madison House management (based in Boulder), old friends, new friends, family, recording extraordinaire, crew, and “every single person who has came out and shown this band from a small town in Indiana more love than we could ever imagine.” Corey Frye was speechless to the crowd’s overwhelming response, and took a minute to soak it in, with his jaw dropped to the mic-stand. The band’s heavy-hitters “Love Yourself Somebody” and “Return of the Mack” were executed perfectly to end a night that will go down in Main Squeeze history.Check out the full gallery below.Setlist: Main Squeeze | Fox Theatre Album Release Party | Boulder, CO | 4/28/2017Set: One>Sweat, 405>Spirits>Angelus> Ebaneezer, Miss That Feelin, In a Funk, Rule the World, I’ll Take Another, WWC, Dr. Funk>Get At Me, Only TimeE:: Love Yourself Somebody>Return of the Mack
Not so long ago it appeared that a U.S. cap-and-trade bill was well on its way to becoming reality. But then came the “Climategate” emails and increased political opposition, particularly in the Senate, to taking action. While public worries over the impacts of climate change had once been climbing, they’ve since fallen to levels lower than they were 20 years ago.This was the context of “Climate Policy and Politics: Covering Conflict in the Capital, Copenhagen and Beyond,” a discussion panel featuring Eric Pooley, a former Shorenstein Fellow and current deputy editor of Bloomberg.com‘s BusinessWeek and Juliet Eilperin of The Washington Post. Other participants included Cristine Russell and Henry Lee of the Belfer Center‘s Environment and Natural Resources Program and Alex S. Jones of the Shorenstein Center.To read more
105SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Dean Young Dean Young leads PSCU’s strategic direction on how to best leverage the cooperative’s scale to advocate on behalf of the credit union industry. He works collaboratively with key … Web: pscu.com Details The entire payments industry has seen a substantial increase in fraud losses over the past decade. Thanks to EMV technology, we can expect to see card present fraud dramatically decrease. That’s the good news.Now the bad news:In order for this technology to reach its full fraud preventing potential, something significant is going to have to transpire between all members of the payments’ ecosystem – something that unfortunately isn’t happening fast enough.The BackstoryIn addition to highly publicized security breaches at major retailers, skimming to steal card information at swipe locations and then cloning magnetic stripe cards to use at retailers has increased over the last 10 years.Unlike the magnetic strip on the back of the card which cannot be updated with purchase information, the EMV chip keeps track of each transaction and transmits information to the reader for processing. Whereas the traditional magnetic stripe cards were relatively easy to copy, this two-way communication makes EMV cards much more difficult to clone.Credit unions, banks, payment processors and card issuers have invested countless dollars and other resources getting EMV technology in the hands of consumers prior to last month’s EMV liability shift deadline. For its part, PSCU has been issuing EMV cards to its credit union Member-Owners for more than four years. Our EMV deployment strategy went far beyond ordering new chip cards. We conducted EMV educational forums across the country, as well as armed our credit union members with best practices for encouraging member adoption and usage. To date, PSCU member credit unions have issued over 2.8 million EMV-enabled credit cards. More than half of all PSCU credit unions have issued EMV credit cards to their members and several hundred more are at some point in the process. And more than 200 are in the process of converting to EMV debit cards.Today’s LandscapeTo date, a large percentage of retailers, smaller chains and independent stores in particular, have resisted the EMV shift because of significant upfront costs and the disruption to their operations. They’ve lagged behind despite having the same amount of time to update their payment acceptance and processing technology as all other players in the payment processing cycle.Many retailers have either not yet replaced their credit card terminals or have not enabled the new EMV features. If consumers use their new EMV credit cards in the old terminals, the merchant will now bear the cost for any fraud that occurs as a result. An even greater concern is that fraudsters will target stores without EMV-enabled terminals since they can continue using their proven method of skimming. Upgrading and enabling these terminals is critical. Without it, little will be done in terms of reducing card present fraud and identity theft.The deadline was intended to motivate merchants to adopt EMV. Instead, merchants opted to spend their time lobbying the government to mandate PIN transactions, which cost them less than signature transactions. So perhaps the recent outcry from merchants about needing more time to implement EMV terminals is actually more about lowering interchange costs, which mandating a PIN would likely accomplish.The Road AheadRather than spending their time on tactics that distract from the real issue, merchants would be better off investing their time and resources into making the necessary updates to payment acceptance and processing technology.Although EMV is not a magic bullet, adopting new technology to prevent fraud requires complete participation from all parties in the payments loop. If there are any gaps in the process, it’s a safe bet that criminals will capitalize on them until they are closed. New and emerging authentication techniques such as tokenization, biometrics and other forms of encryption promise to add even more strength in the fight against fraud. But the payments ecosystem will not maximize the potential of EMV fraud mitigation technology or any other emerging technologies until all participants are equally engaged.To truly mitigate payment card fraud, all of the players in the payment processing cycle – merchants included – need to come together and move forward with implementing EMV technology.
176SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Carolyn Eagen Carolyn Eagen is an Account Executive with Sogeti USA, a Capgemini Group Company. Carolyn and Sogeti help clients identify a best practice approach to complex business challenges through advanced technology … Web: www.us.sogeti.com Details Educating Young Entrepreneurs into a Worthwhile InvestmentIt seems every article you read these days is about how Millennials, or the even newer Generation Z’s, are making waves in the market place. Business leaders all know by now that their members, peers and fellow professionals are quickly evolving into a new breed of fast-paced, entrepreneurial idealists. Just google the word “millennial” and over 2,000,000 news articles will flash before your eyes, but how can businesses actually be proactive and adapt to this inevitability? How can community banks transform the way they do business to embrace the millennial mentality?The answer is about embracing the egocentric. Credit Unions have the opportunity to shift their marketing efforts from member-focused to business-focused, attracting loyal members through education, empowerment and genuine value.Millennials are often generalized by their desire for fast, reliable answers…so give them exactly that! Empower young members and future members with the knowledge to make smart investment decisions and you will grow an entrepreneur worth investing in.Here are a few ways you can get started with education-based marketing to attract and grow your millennial market:Grassroots events and workshopsGet to know the next generation of small business owners by offering free trainings for young professionals and striving entrepreneurs. Focus in on specific demographics by catering topics to fit your business objectives. For example, if you are looking to attract new SBA loan applicants, consider hosting a workshop on how to fill out SBA applications or business plan basics. By honing in on specific challenges that young professionals face and can’t easily find the answer to online will help guarantee attendance of your target audience. Struggling to put together the resources to develop your own educational workshop series? Partner with local community programs that are already advocating your message. Your support will have a positive impact on the community and attract those same striving small business owners and young investors with less lift required.Webinars, YouTube and other video resourcesThe term “thought leadership” is one that gets thrown around almost as often as “millennials” but it is a coveted term among organizations and professionals for good reason. Thought leaders are synonymous with trusted advisors to millennials because they can be relied upon for truthful and often fast information. By placing video assets in the hands of members, you are providing them with the opportunity to learn at their leisure, on their own schedule. Consider how valuable an education based webinar series or mini YouTube series could help you create the millennial traction you are seeking. It is important to keep in mind that new member-focused marketing when developing these video assets. In order to captivate your target audience, your video needs to provide value for them beyond when your credit union was founded. A good rule of thumb before investing in the creation of any digital assets is to ask “Why would millennials watch this?” The answer should always be “To help themselves do XYZ.”Self-Service Insights Millennials and Gen Z’s are all about self-service. They are reliant on knowledge and resources available so why not give it to them on their terms? Empower millennials with the tools to better understand their own financial state then guide them down a path to secure a loan for their startup business or buy their first home with your help. With the rise of millennial consumers, big banks have embraced this self-service generation by pushing out consumer-facing analytics and allowing members to explore their own financial data. By empowering millennials with insights into their own financial state, credit unions are grooming this new generation to be more active and loyal members. Offering this type of self-service insights requires the help of business analytics professionals but there are less customized tools that you can offer consumers. An easy place to start may be to exploring innovative tools like Hip Pocket, which helps your members and prospects to make informed investment decisions without the help of a member services representative.Education-based marketing isn’t just for attracting millennial markets, it is a trend that is driving investment decisions across demographics. Building trust through empowerment and thought leadership is the real wave that is disrupting the marketplace.It is true that providing true value in marketing efforts will require more work from the business than simply plastering your name and a catchy slogan on billboards all throughout town but with it comes a much greater return as well. As credit unions, it is especially important for you to embrace education-based marketing to mentor future small business owners. With the rise of entrepreneurial millennials and the trend of “retirement businesses” for baby boomers looking to finally open that store they’ve dreamed of for decades, credit unions can help themselves to reduce the risk in financially supporting startups by educating their proprietors. There is no silver bullet for predicting new small business success rates but investing in educated entrepreneurs is a good start.Be a vehicle for the Millennials and the next generation of your local business owners in your community.
In a world where financial innovations like credit cards and ATMs catch on gradually, Venmo is a phenomenon, embraced enthusiastically by the millennial social media crowd. It has quickly entered mainstream vocabulary. People who say, “I’ll Google it,” now also say, “I’ll Venmo you the money,” notes Peter Olynick, senior practice lead for retail banking at NTT DATA Consulting Inc., Plano, Texas.Monthly transaction value now exceeds $2 billion, according to Venmo spokesman Josh Criscoe. Venmo won’t reveal the number of transactions or average transaction size, but since most payments are small (minimum is 1 cent; typical size is a share of a meal, pizza or beer order), that’s a lot of transactions.“The money moves very quickly from one Venmo account to another,” Olynick explains, where it often sits for hours or days. “And it’s a very clean user experience. You can move funds … on Venmo with five clicks. If you want to get the money out of Venmo, you have to transfer it to a traditional financial institution, which takes time.”Indeed, Venmo users’ screens show funds moving from a payer’s Venmo account to a payee’s Venmo account in real time. Funds typically settle overnight, faster for Wells Fargo customers due to a special deal. 19SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
On that occasion, Minister of Tourism Gari Cappelli stressed the importance of investing in raising the quality of the destination. “By investing in public tourist infrastructure projects, the quality of the total tourist offer is raised, for which we allocate almost 50 million kuna in two years. From this year, we started co-financing the development of tourism development sustainability and reception capacity with an action plan because it is necessary for destinations to develop strategic documents so that tourism can continue to develop responsibly and sustainably, to the satisfaction of tourists and locals.” Cappelli pointed out. Through the Public Call for Applications for Grants under the Public Tourism Infrastructure Development Program in 2019, the Ministry of Tourism has provided HRK 25 million for the development of public tourism infrastructure in 2019. The Ministry co-finances up to 80 percent, or up to 90 percent of the eligible / eligible costs of implementing an individual project. The maximum amount of co-financing will depend on the development index of local and regional self-government units – so I. and II. development group of regional self-government units and I., II., III. and IV. the group of development of local self-government units have the right to co-financing projects in the amount of up to 90 percent of eligible / eligible costs, and other groups up to 80 percent of eligible / eligible costs. In addition to the above, the preparation of project-technical documentation for will be co-financed cable cars with amounts from a minimum of HRK 100 thousand to a maximum of HRK 700 thousand per project. Also, co-financing is starting making a study of the sustainability of tourism development and reception capacity with an action plan. The maximum amount of support for regional self-government units is 200 thousand kuna, and for local self-government units 100 thousand kuna, ie up to 80 percent, or up to 90 percent of eligible eligible costs, depending on the development index of the local self-government unit. In addition to the above, the subject of co-financing are quality management studies in tourism and only units of regional self-government – counties – can apply for the preparation of subject studies. The maximum amount of support is HRK 200 thousand, ie up to 80 percent, or up to 90 percent of eligible / eligible costs, depending on the development index. It is co-financed arranging and marking existing and new cycling, hiking and riding routes. The novelty is the co-financing of the procurement and installation of service stations for bicycle repair, procurement and installation of bicycle movement / traffic counters and the arrangement of cycling tourist rest areas / lookouts on cycling tourist routes. The funds are intended for regional self-government units – counties. The minimum amount of support is 100 thousand kuna, and the maximum 500 thousand kuna per project. For projects beach the minimum amount of support is HRK 200 thousand, and the maximum amount of support is HRK 800 thousand. To co-finance the continuation of the construction of visitor centers and interpretation centers, the amount ranges from a minimum of HRK 100 thousand to a maximum of HRK 800 thousand of support. In accordance with the project of the Government of the Republic of Croatia “Slavonia, Baranja and Western Srijem”, the Ministry of Tourism co-finances the construction, extension, reconstruction or adaptation and multimedia equipping visitor centers and interpretation centers in the area of Slavonia, Baranja and Western Srijem with a minimum of 100 thousand kuna and a maximum of 800 thousand kuna. These are funds intended for the public sector for the arrangement of beaches and bathing areas, continuation of construction, extension, reconstruction or adaptation and multimedia equipping of visitor centers and interpretation centers, public tourist infrastructure for active tourism and project-technical documentation for cable cars. For the first time, the financing of studies on the sustainability of tourism development and reception capacity with an action plan and studies on quality management in tourism have been included. The public call is open until June 28, 2019, and more information on the conditions can be found in the attachment Attachment: Public call for applications for grants under the Public Tourism Infrastructure Development Program in 2019
View Gallery (21 Photos)Ohio State felt the bite from Wisconsin’s “Killer B’s” Sunday afternoon at the Kohl Center.That is, the trio of Jared Berggren, Ben Brust and Mike Bruesewitz.The Badgers’ post presence of Berggren, the three-point sharpshooting of Brust and the hustle of Bruesewitz proved too much for the Buckeyes to overcome, as Wisconsin (18-8, 9-4 Big Ten) used its best shooting performance of the year to blow past No. 13/14 Ohio State (18-7, 8-5) 71-49.“They didn’t change their intensity on defense,” Wisconsin head coach Bo Ryan said. “The guys got good looks and they went down, we didn’t change anything.”Bruesewitz made his presence known all night, battling inside for every rebound and dishing out four assists while scoring seven points as the Badgers scored 39 points in the first half, tied for the best total in any Big Ten game this season and shot 52.7 percent from the field against the Buckeyes, a season high.Brust and Berggren each finished with 15 points to lead Wisconsin, while Brust gathered 11 rebounds, good for his fifth double-double of the season and his first in conference play.“We knocked down shots,” Bruesewitz said. “It was kind of a landslide effect, once a couple people knocked down shots.”“Momentum is a big part of basketball,” fifth-year senior forward Ryan Evans said. “You can attribute a lot of credit to the fans. Just being in the Kohl Center, that really helps us in itself.”Deshaun Thomas opened up the game with a jumper from the left corner to give OSU a 2-0 lead, but that would be the team’s only one of the game, as UW used a decisive 18-0 run over eight minutes to leave a look of shock on its opponent’s face.With the score knotted at 6-6, Brust faked a pass inside to a cutting Sam Dekker and pulled the string on a step-back three. On the following possession for Wisconsin, Brust did it again, this time in the face of Ohio State’s Lenzelle Smith Jr.Wisconsin continued its run with an old-fashioned three-point play by Berggren, as Ohio State’s Amir Williams overcommitted to the right to try to make a play on the ball. With the score 14-6, a media timeout gave Buckeyes head coach Thad Matta a much-needed break to converse with his players about how to stop their opponent’s run.“We had some point blank layups that didn’t go in,” Matta said. “It’s hard to get great shots against Wisconsin. I saw the panic more on the defensive end. We shut down more defensively than we did on the offensive end.”The Badgers were far from finished, as center Frank Kamnisky blew by his defender, Evan Ravenel, and penetrated the lane, kicking it out to Brust for another three-point basket, extending the lead to 18-6 in favor of the Badgers.After a Dekker layup and Ryan Evans’ 15-foot jumper extended the lead to 22-6, Matta took a 30-second timeout. But, as if to definitely crush any Buckeyes’ hopes of getting back into the game, Berggren swatted Thomas’ shot attempt in the lane.Less than a minute later Berggren put an offensive exclamation mark on the run, taking a feed from a driving George Marshall under the basket for a one-handed slam, capping the 18-0 run.“The way we opened up the game defensively, we weren’t even challenging shots,” Matta said. “We took the timeout and we were like, ‘What’s going on here?’“We won’t forget this basketball game.”The second half was no different, as a dunk from freshman standout Sam Dekker, who finished the game with 13 points, and a put-back flush from Ryan Evans highlighted the game’s final 20 minutes. Wisconsin never allowed Ohio State to cut the deficit to less than 13 in that second half. It was a signature moment for Evans, who finished the dunk off a missed Brust three, crashing the lane and throwing it down with one hand to ignite the Kohl Center.It was the signature moment on a solid night from the Wisconsin forward, who finished with a nine-point, five-rebound performance. Evans was a game-time decision entering the game after missing Saturday’s team practice due to illness.Thomas finished with 18 for Ohio State, leading all scorers. The 22-point loss was also the Buckeyes’ worst since losing to Wisconsin Dec. 31, 2009, at the Kohl Center by the same amount.Ohio State dropped to fifth in the conference standings while Wisconsin leapfrogs into a tie for third with Michigan, trailing first place teams Indiana and Michigan State by two with five games remaining in conference play.“I think every game is going to be a challenge no matter who it is,” Brust said. “Any team can beat any team. You have to take care of business with what you can control and the rest will play out your way.”